The National Association of Insurance and Financial Advisors (NAIFA) is the sole owner of the Life Underwriter Training Council Fellow and LUTCF trademark.
The requirements for obtaining the LUTCF designation are as follows:
Successful completion of the three courses that comprise the LUTCF education program is required. As part of the education program, students must view self-paced educational modules and complete student learner guides with input from a mentor. This mentor will be selected by the student or if necessary, NAIFA will select a mentor for the student. All fieldwork assignments for each course module must be completed in no fewer than two and no more than three weeks following the completion of the viewing of Topic content.
Individuals must pass an end-of-course examination covering the content of each educational module. Individuals must also pass an online test at the end of each of the three LUTCF Courses with a score of 80% or higher.
3) Designation Application
After the successful completion of the education program, individuals apply for authorization to use the LUTCF designation. This application requires the student to be a member in good standing with NAIFA and to adhere to the NAIFA Code of Ethics.
Students must complete the Designation Application within six months of completing the education program. Failure to complete this component within this time frame will result in termination of the individual’s candidacy.
Authorization to Use the Designation
Students who successfully fulfill the designation requirements receive a certificate and authorization to use the LUTCF designation. Authorization to use the designation is granted for an initial period of three years. Continued use of the designation requires the designee to renew prior to the end of the authorization period. Subsequent authorization periods are three years in length.
Following the initial conferment of the LUTCF designation, authorization for continued use of the designation must be renewed every three years at the end of the authorization period. Subsequent authorization periods are three years in length.
Each designee applying for renewal is required to:
The National Association of Insurance and Financial Advisors reserves the right to amend or expand the requirements to obtain or maintain authorization to use the LUTCF designation without notice. Designees are responsible for staying up-to-date and meeting the current standards.